• Specializing In Helping FirstTime Home Buyers

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Getting Pre Approved For A Home Loan

     When you start the pre approval process these are a few of the items your lender will ask you for along with filling out their loan application:

-Pay Stubs for last 30 days (if applicable)

-Federal Tax returns (With all your schedules) and W-2 (if applicable) for last 3 years.

-Bank statements and retirement account statements for last 2 months (All the pages).



Below are a handful of my preferred lenders. They are all excellent sources for your home loan needs and most specialize in helping first time home buyers while providing top notch service.  You can’t go wrong with any of them so feel free to reach out if you have questions about getting pre-approved for a home loan.

Preferred Lenders


Larry Wisher

Larry Wisher

Caliber Home Loans

About Larry Wisher

I have known Larry for almost 40 years now! He has been in the mortgage industry since graduating college, a long time! We grew up together and played basketball on recreational teams for a good portion of our friendship. He has been a branch manager for some time now at Caliber Home Loans. He and his team are some of the best in the business. When a local lender that services their own loans or simply having some different options for a home loan, you can’t go wrong with Larry and his team!

Producing Branch Manager

NMLS #50673

Office: 503-536-4517

5335 Meadows Road, Suite 420

Lake Oswego, OR 97035



Equal HousingCaliber Home Loans

This is an advertisement, Caliber Home Loans, Inc., and any above-mentioned companies are not affiliated. Caliber Home Loans, Inc. NMLS ID #15622 1-800-401-6587.Copyright © 2017. All Rights Reserved. Oregon Mortgage Lender License ML-324


Mike Hammel

Mike Hammel

About Mike Hammel

Guaranteed Rate

While I have only known Mike a short while, one of the several reasons I refer to him is because he is genuine and cares about his clients. We have done several transactions together and he is solid, good people. Mike truly enjoys HELPING people on the path to homeownership.

Keller Williams is not owned by or affiliated with Guaranteed Rate Financial, LLC.

Mike Hammel
VP of Mortgage Lending
O: (503) 964-6767 – F: (773) 516-6188
80 SE Madison St. Suite 320, Portland, OR 97214
Guaranteed Rate
Mobile App


Kelly Prows Guild Mortgage

Kelly Prows

About Kelly Prows

Guild Mortgage

I have known Kelly for over 10 years now. We met on the basketball court testing shoes at Nike and played on recreational basketball teams outside of Nike as well.  He’s good people and that’s why we have remained friends outside of basketball.  Guild Mortgage has some excellent loan options and it would be worth your time to have a conversation with Kelly so that he can go over what Guild has to offer. With almost 7 years experience and running his own branch you are sure to be in good hands with Kelly.

Kelly Prows
Mortgage Advisor | OR-NMLS-674171  
4500 Kruse Way Suite 250 I Lake Oswego I OR I 97035

Office: 503.210.4107 | Cell: 503.984.5943 | Fax: 503.946.5391


Licensed in Oregon and Washington

NMLS #674171 Guild Mortgage is an Equal Housing Lender NMLS# 3274; ML-176

Guild Mortgage is not affiliated with KW Professionals or Keller Williams Realty.

Keller Mortgage


Certain officers, directors, and owners of Keller Williams Realty, Inc. have ownership interests in Keller Mortgage. You are not required to use Keller Mortgage. Please read our Affiliated Business Arrangement Disclosure HERE.
NMLS #140234

The ZeroPlus Loan

  • Zero Origination Fee
  • Zero Processing Fee
  • Zero Underwriting Fee
  • Low Rates
  • $1000 closing credit toward 3rd party Costs (Loan amount must be at least $150,000)
  • Exclusive to Keller Williams Transactions
  • Zero Plus $0 Lender Fees Plus Low Rates & a $1000 closing credit toward 3rd party costs (for loan amounts over $150K)
  • Exclusive access to the Zero Plus Loan offered by Keller Mortgage
  • Fantastic Rate and Thousands of dollars in savings.
  • Buyers save Thousands of Dollars
  • Ask me about Special Financing available to Keller Williams customers

DISCLAIMER: This material is provided by Keller Mortgage for informational purposes only and is not intended to be, and should not be considered, legal advice. This communication does not establish an attorney – client relationship between Keller Mortgage or KWRI and any market center or associate. You must obtain legal advice from your own counsel on any particular matter that concerns you.

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1st Time Home Buyer Specialist